Finbar McBride, a quiet, unmarried man with dwarfism, deeply loves railroads and leads a solitary existence. He works in a Hoboken, New Jersey, model train hobby shop owned by his elderly and similarly taciturn friend Henry. He keeps to himself and is uncomfortable when people react to his size.
When Henry dies, Fin learns that the hobby shop is to be closed and that Henry has bequeathed him a rural property with an abandoned train depot on it. He moves into the old building hoping for a life of solitude but becomes reluctantly enmeshed in the lives of his neighbors. Cuban American Joe Oramas operates his father’s roadside snack truck while the elder man recovers from an illness, and artist Olivia Harris is trying to cope with the sudden death of her young son two years earlier and its ramifications on her marriage to David, from whom she is separated. Olivia’s initial and second meetings with Fin involve her dangerously distracted driving. Cleo is a young girl who shares Fin’s interest in trains and wants him to lecture her class about them. Emily, the local librarian, is a young woman dismayed to discover she is pregnant by her ne’er-do-well boyfriend.
Joe, relentlessly upbeat and talkative, cracks Fin’s reserve. The two take daily walks along the tracks, and after Olivia gives Fin a movie camera, Joe drives alongside a passing train so that Fin can film it. Joe and Fin sleep at Olivia’s house after watching the footage and the next morning, meet a flustered, unannounced David. The trio’s tentative friendship is threatened when Olivia descends into a deep depression and disappears. Emily seeks solace in Fin, who realizes human interaction may not be wholly unpleasant.
When Fin tries to protect Emily from her boyfriend at a bar he pushes Fin aside, causing Fin to lapse back into his asocial behavior. He gets frustrated with Joe and tells him he just wants to be left alone, which hurts Joe’s feelings. Emily comes to apologize for the trouble earlier, and after she and Fin share a kiss, she spends the night with Fin after asking if she can “just sleep” there. Cleo asks Fin if Olivia is coming back; he replies that he doesn’t know.
Keeping an eye on Olivia’s house, he sees her arguing on the phone with David and goes onto her porch. Olivia angrily tells him to leave. Fin spends the night drinking and, collapsing on the track is passed over by a train, unharmed but for his pocket watch. Fin walks to Olivia’s home only to find she has attempted suicide. Olivia reveals that David is having another baby with a different woman. Fin takes care of Olivia’s home while she recuperates in the hospital. Fin finds the courage to talk to the schoolchildren about trains.
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Olivia, Joe, and Fin share a meal at Olivia’s house, their conversation filled with some small talk and reconciliation. Olivia and Joe tease Fin about Emily, suggesting he seek her again.
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